Kids are guided to think about what’s important to them and create SMART goals to define what they want to achieve. 

Kids learn the importance of tracking goals to a specific date, or a “time horizon.” The idea that some goals have an immediate time horizon—clothes or the latest tech—while others, like higher education, happen over months and years is reinforced. 

Basics for creating and following a budget are introduced to show how to achieve goals while learning how “income - expenses = savings.”

At the heart of all lessons is helping kids think long term about their money. To stay on track to achieve their goals, they have to stay focused and make trade-off spending decisions along the way.